Seller offering $10,000 credit--use it toward updates, improvements, or buyer closing costs. Flexibility that puts you in control. Welcome to 251 N Ludlow St in Covington--a spacious home offering over 2,100 square feet of living space with room to grow, customize, and make your own. Inside, you'll find a functional layout with three bedrooms and one full bath, along with multiple living areas that provide flexibility for everyday living, entertaining, or work-from-home needs. The additional square footage gives this home a feel you don't typically find at this price point. The full unfinished basement adds even more potential--ideal for storage now, with the opportunity to finish and expand your living space over time. Step outside to a fully fenced yard, offering privacy and space for outdoor enjoyment, pets, or gatherings. Conveniently located near the school, downtown Covington, and the local splash pad, this home offers both space and accessibility in one package. Seller is offering a home warranty through Advantage Home Warranty.