Beautiful 4-Bedroom Home with No HOA! Welcome to this stunning property that combines comfort, style, and functionality. The first floor features a private study with double doors and soaring 9-foot ceilings, creating the perfect space for work or quiet retreat. The island kitchen is a true centerpiece, boasting gleaming black appliances, 42'' maple cabinetry, granite countertops, a pantry, and a bright morning room that flows seamlessly into the family room. Step outside to enjoy the spacious 12x14 concrete patio and fenced backyard, ideal for gatherings or relaxation. Upstairs, the owner's suite offers a luxurious bath with double vanity, walk-in shower, water closet, and a generous walk-in closet. Two additional bedrooms share a centrally located hall bath, while a large loft provides extra living space. Convenience is key with a second-floor laundry, plus an additional hookup in the lower level. The finished lower level expands your options with a fourth bedroom featuring a large egress window and a rough-in for an additional bath. Fresh paint and brand-new carpet throughout make this home move-in ready. A three-bay garage, 90+ gas furnace, add to the appeal, while the absence of HOA fees ensures freedom and flexibility. This home is ready to welcome its next chapter--whether you're looking for space to grow, entertain, or simply enjoy modern living.