This stunning stream-front lot is situated just inside the main gate of The Chapin Estate. It features 539 feet of frontage along Black Lake Creek, which flows into the expansive 850+/- acre Toronto Reservoir. The reservoir is perfect for fishing, kayaking, paddle boarding, water skiing, and swimming. Gasoline engines are allowed with a maximum vessel length of 20', and access is conveniently located nearby on Moscoe Road. This year-round gated community spans 2500 acres of preserved lands surrounding 1750 acres of freshwater lakes. Known for its luxury vacation homes and proximity to NYC, it offers an exclusive and prestigious lifestyle. The member's only Lake Club is optional for this homesite, and The Chatwal Lodge, just 1.5 miles away, provides dining and future spa amenities. Swinging Bridge is also accessible within the community, and residents can rent a slip at the Lake Club for access to both reservoirs. *Short-term rentals are prohibited, with a minimum rental period of 3 months allowed no more than twice per year. **All appointment requests require 24-hour notice, as the HOA prohibits drive-by showings or unapproved gate access to ensure resident security.