First time ever listed, this well-loved, one-owner Ranch-style home in the Town of Waterloo offers comfort, space, and convenience with no village taxes. Featuring three bedrooms, including a primary bedroom with a half bath, all with gleaming hardwood floors and ample closet space. A spacious front living room with a gas fireplace and wide bay window brings in natural light, while the dinette area and eat-in kitchen with pantry closet create a functional flow for daily living. The lower level expands your living space with a large family room with a wood-burning fireplace, a summer kitchen, laundry room, and a versatile extra room that once served as a playroom or office. A workshop with a built-in workbench, storage, and access to the attached garage offers excellent utility. Sitting on a quarter-acre lot with mature plantings and a shed, this home has great outdoor potential. While it could benefit from cosmetic updating, recent improvements include a 2024 roof, repointed chimney, all vinyl windows, and central air. The garage, built for two cars, has been used as a 1.5-car space. Located just a few hundred feet from the Cayuga-Seneca Canal, about two miles to Seneca Lake State Park, and roughly five miles to the outlet mall, this solid home does need cosmetic updating and is full of potential and waiting for its next chapter.