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21 Church Street, 
Waterloo, NY 13165

$188,000


8

Beds


4

Baths


3,396

Sq Ft


Multi-Family

Pending

Listed by

Belinda A. Fratto

Howard Hanna

315-781-7653

Last updated:

May 25, 2026, 07:25 AM

MLS#

R1676789

Source:

NY GENRIS

About This Home

21 Church Street

Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

Home Facts

Multi-Family

4 Baths

8 Bedrooms

Built in 1900

Price Summary

188,000

$55 per Sq. Ft.

MLS #:

R1676789

Last Updated:

May 25, 2026, 07:25 AM

Added:

25 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

8

Bathrooms

Total Bathrooms:

4

Full Bathrooms:

4

Interior

Living Area:

3,396 Sq. Ft.


Structure

Structure

Architectural Style:

Fourplex

Building Area:

3,396 Sq. Ft.

Year Built:

1900


Lot

Lot Size (Sq. Ft):

7,841


Finances & Disclosures

Finances

Price:

$188,000

Price per Sq. Ft:

$55 per Sq. Ft.

Source:NY GENRIS
The information being provided by New York State Alliance Of Mlss is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 New York State Alliance Of Mlss All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.