Perfect opportunity for an owner-occupied investment in the City of Utica! This meticulously maintained 2-family home features two spacious 2-bedroom, 1-bath units—live in one and let the other help cover your mortgage. Both apartments are clean and fresh, offering a practical layout with eat-in kitchens, comfortable living areas, and porch access for added space and enjoyment. Numerous recent updates provide peace of mind and added value, including updated electrical service from the pole to the house, newer entry doors with both front entrances recently replaced, and newer replacement windows in both apartments as well as a flat screen tv upstairs. Both units have been freshly painted and feature updated bathrooms, making the property truly move-in ready. Walls and attic are fully insulated for improved efficiency, and the basement includes two sets of washer and dryers for added convenience. Separate gas and electric utilities offer flexibility and control, while forced air heat, public water/sewer, a full basement, fully fenced yard, and off-street parking round out the property’s functionality. Delivered vacant, giving you the flexibility to move right in and set your own rents. Whether you're looking to offset your monthly expenses or start building long-term wealth through real estate, this property checks all the boxes. Conveniently located near schools, shopping, and everyday amenities. Start building equity while generating income—don’t miss this opportunity!