Rare assumable VA loan available to qualified buyers; an incredible opportunity to lock in a below-market rate and lower your monthly payment compared to today's interest rates. Perched atop Sunset Hill, this home offers a peaceful, elevated setting with treetop views of the Greenbelt and the sparkling city lights of Bayonne at night. It feels private and tucked away yet is perfectly situated for convenient commuting and everyday life. Commuter-friendly location: Minutes from express buses, the SI Expressway, and the SI Ferry, making Manhattan and cross-island commutes easy. Very close proximity to Clove Lakes Park, the SI Zoo and the Forest Avenue Business District. Step inside a warm, inviting home where key systems have been thoughtfully upgraded and meticulously maintained. Enjoy updated mechanical systems, including central air and a tankless hot water heater, offering comfort, efficiency, and peace of mind. The main living and dining areas feature walls of windows and a set of French doors leading to a large paver-lined deck, bringing the outside in. Downstairs, the porcelain-tiled basement, and laundry room provide a clean, durable, and low-maintenance space that functions beautifully as a rec room, playroom, gym, or extra living area complete with French drains, gas fireplace and cedar closets and pantry. Solar panels on the roof help offset energy costs. The newly finished epoxy floor in the garage is sleek, clean, and easy maintenance. The home also includes a gas generator. Outside, the property shines with an attached deck, fully fenced yard, bordered by mature privacy trees and custom- raised garden bed, creating a serene, secluded outdoor retreat. This is not just a house; it's a carefully maintained home with rare financial advantages and thoughtful upgrades focused on comfort, safety and low maintenance that are hard to find in today's market.