This charming, well-maintained 4 bedroom 3 bath raised ranch is a hidden gem in a highly coveted location with its unique blend of serene lake living and the conveniences to NYC, Ridgefield, Danbury & Stamford, CT. The main level features the kitchen, formal dining room & cozy living room with a fireplace and large picture window that frames the picturesque seasonal views of the lake, front yard and gardens. Wake up to the beauty and tranquility surrounding you while you sip your morning coffee. Down the hall finds the primary bedroom with its own full bath, two additional bedrooms and a full hall bath. The finished lower level offers a large family room with its own fireplace as well as a bonus room which can be a guest room, craft room, study or home office etc. Additionally, part of the lower level is sectioned and has a walk-out accessory apartment with its own kitchen, living area, bedroom, full bath and laundry area. This unique feature gives flexibility to accommodate a variety of personal needs and purposes. The spacious backyard has both a covered and open patio area, great for grilling, get togethers, playing sports or just relaxing while enjoying the birds and the gardens. A short stroll around the bend brings you to the community beach where each season offers its own kind of magic. In the summer, enjoy paddle board, swimming, kayaking or canoeing across the three scenic lakes Oscaleta, Rippowam and Waccabuc. When winter arrives, sled down the beach hill, go ice skating, or try your hand at ice fishing. This warm neighborhood offers "Fire & Ice" get togethers down at the beach as well as movie nights and music on the lake. Additionally, the Mt. Lakes Park is a mile away with hiking trails to explore and a breathtaking vista overlooking the lakes. Don't miss this opportunity to make this exceptional home your own. Future tax savings in 2026 of $3,200.00.