Amazing opportunity to live at Hanford Bay with exceptional lakefront living. This custom waterfront residence was thoughtfully designed to maximize breathtaking lake views while offering sophisticated comfort across three beautifully finished levels. Step inside to soaring 14-foot ceilings, expansive windows, skylights, rich hardwood floors, and a stunning gas Heatilator fireplace that anchors the open-concept living space. The dining area flows seamlessly into the well-appointed kitchen featuring beautiful maple cabinetry, center island, newer appliances, and heated ceramic flooring. A first-floor bedroom, full bath, and laundry room provide added convenience. The second level offers a luxurious primary suite retreat complete with a walk-in closet and spa-inspired bath with separate shower. Two additional bedrooms share a Jack-and-Jill bath, and there is easy access to attic storage. The finished lower level expands the home's versatility with a fifth bedroom (per town records) or recreation room, half bath, office or craft room, and a second kitchen with stove—ideal for entertaining guests or extended family. Additional storage includes a spacious 26' x 20' crawl space. Car enthusiasts and hobbyists will appreciate the rare convenience of two heated garages. The attached garage includes a sink and shower, while the detached garage offers 220-volt service and abundant cabinetry. Exceptional mechanical features include dual furnaces, central air units and hot water tanks. Plus central vacuum, security system, sump pump, Nest thermostats, whole-house generator, and Cat 5 wiring throughout. Recent improvements include the roof, front windows, hot water tanks, and more (see attached update list). Hanford Bay Property Owners Association dues are only $235 annually and include street lighting, maintenance of 7 beach right-of-ways, and trash collection. Optional clubhouse membership is available for just $150 annually and provides a list of Summer Events, access to a playground plus basketball, pickleball, tennis, and baseball facilities. Experience the beauty, comfort, and lifestyle of waterfront living at Hanford Bay—It's a Wonderful Life at "The Bay"!