Welcome to this fully renovated Craftsman-style cottage located in one of Saugerties' most sought-after locations. Nestled on a quarter-acre lot along the scenic Esopus Creek, this 3-bedroom, 1.5-bath home offers the perfect blend of charm, modern upgrades, and Hudson Valley lifestyle. Completely updated from top to bottom, the property features a brand-new drilled well, new septic system and leach field, new roof, new appliances, updated utilities, and new mini-splits for air conditioning for year-round comfort and peace of mind. Thoughtfully designed with timeless Craftsman character, the 1,190 square-foot interior creates a warm and inviting atmosphere ideal for both full-time living and weekend escapes. Enjoy deeded creek rights and nearby water access while taking in the beauty of one of the area's most desirable waterfront corridors, with the street itself running alongside the Esopus Creek and offering beautiful water views throughout the neighborhood. Whether you are searching for the perfect vacation retreat, full-time residence, or investment opportunity, this property checks every box. Its prime location and strong appeal also make it an excellent short-term rental opportunity with impressive income potential. Minutes from the vibrant Village of Saugerties, hiking trails, skiing, restaurants, and everything the Hudson Valley has to offer. Zone BX, which is almost the same as zone X. Lenders should not request flood insurance however if they do , should be able to find low cost options.