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401 Lake Street, 
Saranac Lake, NY 12983

$399,000


3

Beds


2

Baths


1,856

Sq Ft


Single Family

Active

Listed by

Julia Cotter

Say Real Estate

518-524-7070

Last updated:

September 30, 2026, 11:47 AM

MLS#

207227

Source:

NY ACVMLS

About This Home

401 Lake Street

Welcome to 401 Lake Street--where Adirondack charm, comfort, and convenience come together on one of Saranac Lake's most desirable dead-end streets. From the blooming crabapple tree and inviting front entry to the warm, welcoming interior, this home offers exceptional curb appeal from the moment you arrive. Inside, the spacious 20' x 24' living room is the heart of the home, featuring a stunning floor-to-ceiling stone fireplace with a propane insert--the perfect place to relax after a day enjoying the Adirondacks. The chef's kitchen features rich cherry cabinetry, a Thermador gas range, and opens seamlessly to the dining area and sun-filled Trex deck, creating an ideal space for entertaining family and friends. The opportunity exists to reimagine the walkout lower level as additional living space, an in-law suite, a long-term rental, or a hosted short-term rental (subject to local regulations and approvals). Complete with its own exterior access, the lower level also includes a one-stall garage, workshop with workbench, laundry area, Buderus furnace, on-demand propane hot water heater, and abundant storage. Designed for year-round comfort, the home offers both a three-zone fuel oil heating system and a propane heating system, each fully capable of efficiently heating the home. Upstairs you'll find three comfortable bedrooms and a full bath, while an additional 12' x 18' shed provides even more storage for outdoor equipment and Adirondack gear. Just a short stroll away, residents enjoy access to the neighborhood's private kayak launch, offering miles of paddling through Lower Lake, the historic locks to Oseetah Lake, Lake Flower, and Middle Saranac Lake--an exceptional amenity for those who love life on the water. The Ampersand Bay Boat Annex, Dewey Mountain Recreation Center, downtown Saranac Lake, schools, restaurants, and shopping are all within a mile, offering the perfect blend of outdoor recreation and everyday convenience.

Home Facts

Single Family

2 Baths

3 Bedrooms

Built in 1940

Price Summary

399,000

$214 per Sq. Ft.

MLS #:

207227

Last Updated:

September 30, 2026, 11:47 AM

Added:

5 month(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

2


Structure

Structure

Building Area:

1,856 Sq. Ft.

Year Built:

1940


Lot

Lot Size (Sq. Ft):

10,890


Finances & Disclosures

Finances

Price:

$399,000

Price per Sq. Ft:

$214 per Sq. Ft.

Source:NY ACVMLS
The information being provided by Adirondack Champlain Valley Mls is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 Adirondack Champlain Valley Mls All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.