Owner Financing at 4.75%! Spacious 3-Bedroom Home on 1.05 Acres! This inviting 3-bedroom, 2-bath home sits on 1.05 acres and offers the perfect blend of comfort, convenience, and potential. The property features an attached garage plus a separate workshop/garage-ideal for projects, hobbies, or additional storage. Inside, you'll find a cozy living room with a fireplace that adds warmth and charm. The master bedroom includes a private bathroom and an enclosed balcony, creating a quiet retreat for relaxing moments. Spa not included. A finished basement room, previously used as a game room, offers versatile space and could easily be converted into a 4th bedroom. Washer hookups in the basement add extra convenience. Additional features include central air, a whole-house water conditioner, and energy-efficient hot water on demand for reliable comfort year-round. Located in a great area with easy commutes to Rome and Utica, the home also offers convenient access to SUNY Poly, the Walmart Distribution Center, local amenities, and major highways. This property provides a peaceful setting without sacrificing accessibility-an excellent opportunity for those seeking both tranquility and convenience. Owner financing available at just 4.75%! Call now for details.