Affordable Waterfront Living on Kayuta Lake. Welcome to 4064 Kayuta Terrace – a rare opportunity to own waterfront property in a peaceful, private setting on beautiful Kayuta Lake in Remsen. Nestled on a quiet road, this charming home is full of potential and ready for your personal touch. The home offers two bedrooms on the main floor, including one currently used as an office/den, and several additional rooms in the walkout basement that have been used as bedrooms and living space—perfect for guests, a home office, or a hobby area. The property includes additional land across the private road, offering more space for parking, storage, or outdoor recreation—adding to the privacy and flexibility of the home. A large deck overlooks the backyard and leads down a gradual slope to the water. While the waterfront is currently somewhat hidden behind overgrowth, clearing the brush would reveal stunning water views and improve access to your own slice of waterfront paradise. Inside, you'll find a large open kitchen and dining area with a brand-new stainless steel refrigerator, and a cozy living room with a new mini-split system for heat and A/C. The home is also equipped with a tankless hot water heater, propane heating system, and a wood furnace, providing efficient year-round comfort. Solar panels help keep electric costs minimal. With solid bones, modern mechanical upgrades, and unbeatable lakefront value, this property is ideal for a year-round home, vacation getaway, or investment opportunity. Bring your imagination and make it your own!