Charming duplex at 18 Vernon Terrace in Poughkeepsie — a bright, well-maintained 2-family property offering two separate units, each with 2 bedrooms, 1 bathroom, a spacious living room, eat-in kitchen and hardwood floors throughout; with separate entrances and electric utilities, this property is an excellent investment opportunity or perfect for an owner-occupant who wants to live in one unit and rent the other to offset the mortgage. Recent mechanical and exterior updates boost reliability and curb appeal that include a brand-new oil tank and hot water heater to ensure dependable hot water and heating performance, a well-maintained boiler (approximately 12 years old), a roof roughly 10 years old for long-term protection, newer siding and replacement windows that refresh the exterior and improve energy efficiency, and upgraded electric panels for safer, more reliable service. Located minutes from downtown Poughkeepsie and Main Street’s dining and shops, close to the Poughkeepsie waterfront and Waryas Park, within easy reach of Vassar College and its cultural amenities, and convenient to the Metro-North Poughkeepsie Station for regional commuting to NYC, plus quick access to Route 9 and the Mid-Hudson Bridge corridor; grocery stores, restaurants and pharmacies are nearby, making 18 Vernon Terrace a smart buy for investors or homeowners seeking steady rental income and convenient city living.