Welcome to this meticulous 2007 custom-built Merle home, offering 3.51 acres along the scenic Oswego River, located in the Phoenix School District. Tucked away on a private lot, this exceptional property blends luxury, comfort, & year-round waterfront living. A beautiful entry welcomes you inside, where water views can be enjoyed from nearly every room. The thoughtfully designed open floor plan features vaulted ceilings, stunning palladium windows, and abundant natural light. The spacious cherry kitchen is equipped with a center island, breakfast bar, double ovens, & opens seamlessly to the dining area and family room—perfect for entertaining. The 1st-floor primary suite is a private retreat featuring a large walk-in closet and spa-like bath complete with radiant heated floor, double vanity, sunken tub, & walk-in shower. Upstairs, you’ll find two generously sized bedrooms, a full bath, & an oversized walk-in closet providing additional storage space. The fully finished, walk out lower level is ideal for an in-law suite or extended guests, complete with its own heating & cooling zone, bedroom, kitchenette, full bath, workout room, & fireplace for ambiance. Throughout the home, enjoy quality finishes that reflect the care and pride of ownership. Step outside to your own private backyard oasis featuring professional landscaping, "Trex" decking, salt water hot tub, floating pool, separate swimming/fishing dock platform, fire pit, & boat dock w/ power boat lift. A charming waterfront camp sits near the river and includes electricity, water/sink, & refrigerator—perfect for convenience while relaxing by the water. Additional features include a 30yr architectural roof, commercial-grade gutters, peroxide system w/ water softener, Carrier Infinity furnace system, two-zone heating, & additional blown-in insulation. The sellers have gone above & beyond to prepare this home for its next owners, including a pre-listing home inspection, reinspection, well & septic testing, & radon testing—ensuring this incredible property is truly move-in ready. A rare opportunity to own a turn-key waterfront estate with unmatched privacy, amenities, & breathtaking views!