Turn the key and welcome into opportunity in the heart of the Village of Philmont. This fully updated 4-bedroom, 1.5-bath home offers the perfect blend of space, style, and flexibility across 2,040 sq ft. Set on a generous .63-acre lot, the property delivers something that's hard to find in village living--room to breathe, park, and grow. Inside, you'll find a clean, modern feel with luxury vinyl flooring throughout, creating a seamless, low-maintenance living experience. The layout is both functional and versatile, featuring a first-floor bedroom and half bath--ideal for flexible living arrangements, workspace needs, or added convenience. Major updates have already been taken care of, including a brand new furnace, giving added confidence and efficiency for the next owner. Outside, the property continues to impress with ample off-street parking and a detached garage, offering space for vehicles, hobbies, storage, or future potential. Currently tenant-occupied, this property presents a unique opportunity for buyers seeking an investment, future primary residence, or a blend of both. (Showings by appointment required.) Whether you're looking to expand your portfolio or secure a home with immediate upside, this one checks the boxes. 15 minutes to Hudson and Amtrak, 2 minutes to TSP.