Opportunity meets flexibility at this beautifully updated duplex in the Village of Philmont. Whether you're looking to offset your ownership expenses or expand your investment portfolio, this property offers both comfort and potential in one inviting package. Apartment 1 is currently rented, providing immediate income, while Apartment 2 is vacant and in the final stages of a thoughtful tenant turnover -- including new bedroom flooring and fresh paint. This creates the perfect opportunity for a future owner to occupy the space or select their own tenant. The home has been extensively updated within the last decade, offering peace of mind and improved efficiency. A charming wraparound porch adds curb appeal and creates a welcoming outdoor space to relax and enjoy the surroundings. Set on approximately a quarter acre, the property also features off-street parking and a barn in the rear, ideal for additional storage, hobbies, or workspace. The generous yard provides room to enjoy outdoor living while still being conveniently located within the village. With updates already completed, income in place, and flexibility for the second unit, 35 Church St presents a well-rounded opportunity combining practicality, charm, and long-term value. 15 minutes to Hudson and Amtrak, 5 minutes to the Taconic State Parkway.