Affordable opportunity in the Village of Panama! This 2-bedroom, 1-bath ranch offers convenient single-level living with 952 sq. ft. of living space and plenty of potential for a buyer ready to make it their own. The home features a spacious eat-in kitchen with abundant cabinetry, a comfortable living room, two first-floor bedrooms and a full bath. Appliances include the refrigerator, gas range, washer and dryer. Electric baseboard heat, a drilled well and septic system serve the property. Outside, you'll find a covered porch, partially fenced yard and a deep 41' x 234' lot totaling approximately .25 acre. A detached one-car garage provides additional parking, storage or workshop space. Owned and occupied by the same owners for approximately 30 years, this property is ready for its next chapter. The home does need updating and is priced accordingly, making it an appealing affordable residence, investment property or renovation project. Located in the Panama School District and close to village conveniences. Bring your ideas and see the possibilities at 20 North Street!