Charming Ranch with Private Loft Apartment in Picturesque Owego, NY! Nestled in the heart of the scenic countryside, this inviting ranch-style home offers the perfect blend of rustic elegance and modern versatility. Featuring two cozy fireplaces, the main home exudes warmth and charm, ideal for peaceful everyday living or entertaining guests. A unique highlight of this property is the loft-style apartment with its own private entrance—perfect for use as a guest suite, in-law quarters, rental income, or a private retreat for college-aged children. Located in the historic town of Owego, you'll enjoy a vibrant community, beautiful natural surroundings, and proximity to the stunning Finger Lakes region. Whether you're seeking serenity or convenience, this home delivers both! Not conveying Carport and Tractor sold separately $1500 each.