Affordable ranch homes are becoming harder to find, making this three-bedroom, 1.5-bath home in Otego an opportunity worth a closer look. With 1,344 square feet of living space, everything you need is conveniently located on one level; ideal for anyone who appreciates the simplicity of first-floor living. Inside, you'll find hardwood floors throughout, a kitchen with attractive stone countertops, and a floor plan that simply feels comfortable. The living spaces connect naturally, creating an easy flow from room to room. Downstairs, roughly half of the basement has been finished, providing valuable bonus space for a family room, home office, fitness area, hobby room, or whatever best fits your needs. An attached garage adds everyday convenience, while the half-acre lot provides room to spread out, garden, play, or simply enjoy having some extra outdoor space. A rear deck offers another place to step outside and enjoy the backyard. Otego continues to be a popular choice for its location, offering quick access to I-88 and an easy drive to Oneonta, Binghamton, and beyond. If you've been waiting for an affordable ranch in a market where single-level homes are in short supply, this is one you'll want to see.