Discover the perfect blend of comfort, charm, and functionality in this beautifully maintained 5-bedroom, 3-bathroom home, tucked away on a quiet, tree-lined residential street in the heart of Ossining. With two of the bedrooms conveniently located on the main level, this home offers incredible flexibility for folks not wanting to walk up steps, guest accommodations, or a private home office setup. Step into the inviting living room, centered around a classic wood-burning fireplace, perfect for cozy winter evenings. The main level flows seamlessly into a spacious eat-in kitchen and opens out to a large, full backyard deck, ideal for entertaining or simply relaxing with the tranquil sound of a babbling brook, just beyond the yard — a rare and peaceful natural touch. Downstairs, the fully finished basement with a separate entrance offers endless possibilities — whether you envision it as a recreation area, in-law suite, or your very own entertainment hub. Don’t miss the custom wet bar— a true showstopper and must-see feature that adds character and fun to the lower level. Other highlights include: 3 full bathrooms across the home for added convenience One-car garage plus a driveway that fits up to 4 additional vehicles New oil tank and upgraded electrical system** for modern peace of mind Delivered vacant and move-in ready The home feels impressively roomy and comfortable, offering space to grow, host, and relax. All of this located just minutes from local parks, shopping, and Ossining’s Metro-North station for easy commuting. Whether you’re looking for more space, a move-in ready multi-level layout, or just a serene setting to call home — 20 Pine Ave checks all the boxes. Schedule your private tour today and come experience the possibilities firsthand!