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34-36 Cliff Street, 
Oneonta, NY 13820

$259,900


4

Beds


4

Baths


2,544

Sq Ft


Multi-Family

Active

Listed by

Rodger B Moran

Benson Agency Real Estate LLC.

607-432-4391

Last updated:

June 5, 2026, 05:11 PM

MLS#

R1687927

Source:

NY GENRIS

About This Home

34-36 Cliff Street

Charming 4 unit investment property located 3 blocks to downtown! Classic front porch lines offer nice curb appeal. Plenty of off-street parking. Tenants pay all utilities. Solid cash flow flow opportunity. Double digit Return on Investment! Super opportunity. May be purchased with 4 family next door- 38-40 Cliff Street, a 10 bedroom fully occupied building. See MLS #R1687928. 34-36 Cliff St: Total rents: $37,200 annually. Expenses: Taxes $4,596, Water/Sewer $700, Insurance $1,700, Trash $1,200, snow $375, Maintenance and Vacancy at 5% of gross $2,600. Total expenses $11,171. NOI $26,029. Mortgage cost $18,600 ($259,900, 20% down. 20 year amort, 6.25%), Net Income $7,429 / $51,980 (down payment) = 14.2% Return on Investment with below market rents. One year leases in place. Come take a look at this home offering generous square footage for each unit!

Home Facts

Multi-Family

4 Baths

4 Bedrooms

Built in 1900

Price Summary

259,900

$102 per Sq. Ft.

MLS #:

R1687927

Last Updated:

June 5, 2026, 05:11 PM

Added:

3 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

4

Full Bathrooms:

4

Interior

Living Area:

2,544 Sq. Ft.


Structure

Structure

Architectural Style:

Fourplex

Building Area:

2,544 Sq. Ft.

Year Built:

1900


Lot

Lot Size (Sq. Ft):


Finances & Disclosures

Finances

Price:

$259,900

Price per Sq. Ft:

$102 per Sq. Ft.

Source:NY GENRIS
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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.