Excellent investment opportunity in the heart of Oneonta. This well-maintained two-family property features two spacious units with nearly identical layouts. Each unit offers two bedrooms, one full bath with a shower, a kitchen, and a comfortable living room. Both the upper and lower apartments include covered outdoor decks, ideal for tenant enjoyment. The property has separate utilities for each unit, keeping operational costs low and management simple. Laundry hookup is available in the first-floor unit. Currently occupied by reliable, long-term tenants, this property provides a stable and consistent rental income stream, making it ideal for first-time investors or those looking to expand their portfolio. The building is in solid condition with minimal upkeep required, offering true turn-key ownership. Situated on nearly a quarter-acre lot with frontage on W Ann Street, there is added potential for future development such as an additional residential unit or storage building (buyer to verify with local zoning). Whether you're entering the rental market or seeking a dependable income-producing asset, this property is a smart and promising choice.