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31 Cottage Street, 
Monticello, NY 12701

$425,000


4

Beds


2

Baths


-

Sq Ft


Multi-Family

Active

Listed by

Alla Sienitsky

Resort Realty

Last updated:

August 20, 2026, 10:56 AM

MLS#

1032198

Source:

OneKey MLS

About This Home

31 Cottage Street

Charming Mediterranean-Style Legal Two-Family Home, nearly 2000 sq ft with Oversized 400 sq ft Garage Welcome to this well-maintained Mediterranean-style stucco legal two-family home, ideally situated on a quaint residential street in the Village of Monticello. Offering excellent versatility for both owner-occupants and investors, this property combines character, functionality, and long-term value. The first-floor apartment features 3 spacious bedrooms, 1 full bath, a large living room, an eat-in kitchen, two welcoming foyers, and beautiful hardwood floors throughout. This unit has been lovingly maintained and is in great condition. The second-floor apartment offers one sizable bedroom, a bright and spacious living room, a kitchen, and a full bath, providing comfortable living. Outside, you'll find beautifully landscaped grounds with colorful flower gardens, a paved driveway, and an oversized one-car deep solid block garage, can fit 2 cars or ample space for a workshop, storage, hobbies, or additional utility needs. Whether you're looking for a primary residence with rental income to help offset expenses or a solid investment property with strong future resale potential, this home is an excellent opportunity. Conveniently located within the Village of Monticello, you'll enjoy easy access to shopping, dining, transportation, schools, parks, and all local amenities. Don't miss this unique opportunity to own a versatile and attractive two-family property in a desirable village location!

Home Facts

Multi-Family

2 Baths

4 Bedrooms

Built in 1930

Price Summary

425,000

MLS #:

1032198

Last Updated:

August 20, 2026, 10:56 AM

Added:

15 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

2


Structure

Structure

Architectural Style:

Cape Cod, Mediterranean

Year Built:

1930


Lot

Lot Size (Sq. Ft):

7,500


Finances & Disclosures

Finances

Price:

$425,000

Source:OneKey MLS
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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.