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231 W 148th Street #4-M, 
Manhattan, NY 10039

$525,000


3

Beds


2

Baths


-

Sq Ft


Condo

Active

Listed by

Ethan Leifer

Real Broker LLC.

Last updated:

September 16, 2026, 10:28 AM

MLS#

RLS20083426

Source:

NY REBNY

About This Home

231 W 148th Street #4-M

Spacious 3BR HDFC Opportunity with Ultra-Low Maintenance — Just $1335/Month (Includes Taxes!)

This is the one buyers wait for.

Welcome to The Washington — a sun-filled, oversized three-bedroom home offering incredible value, flexible layout, and rare affordability in the heart of Upper Harlem.

Positioned on a quiet, tree-lined block, this residence features three well-proportioned bedrooms, excellent closet space, and beautiful hardwood floors throughout. A proper living and dining area creates a true sense of separation and flow — ideal for both everyday living and entertaining. The home is complete with a full bathroom plus an additional powder room, a rare bonus at this price point.

Full-Service HDFC Co-op with Amenities

Originally built in 1920 and converted in 2003, The Washington is a well-maintained, pet-friendly cooperative offering:

Live-in superintendent
Fitness center
Bike storage
Community room & playroom
Two central laundry rooms
Private, key-access courtyard with BBQ area
Garage parking directly across the street

Financials & HDFC Requirements

Maintenance: $1335/month (includes taxes)
Financing: Up to 90% permitted
Income cap: $284,250 (250% AMI, regardless of household size)
DTI requirement: Under 30%
Subletting: Allowed after 2 years (board approval required)
Flip tax: None

Opportunities like this are increasingly rare — a true three-bedroom with this level of space, condition, and carrying cost is hard to replicate.

Reach out to schedule a private showing.

Home Facts

Condo

2 Baths

3 Bedrooms

Built in 1920

Subdivision & Development:

West Harlem

Price Summary

525,000

MLS #:

RLS20083426

Last Updated:

September 16, 2026, 10:28 AM

Added:

5 month(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

1


Structure

Structure

Architectural Style:

Prewar

Year Built:

1920


Finances & Disclosures

Finances

Price:

$525,000

MLS Logo
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. © 2026 The Real Estate Board of New York, Inc., All rights reserved. RLS Data display by Coldwell Banker Warburg This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.