Experience 118 feet of level Lake Ontario waterfront with a protected shoreline, ideally located near Henderson Harbor and the Stony Creek Boat Launch. This property remains accessible throughout the winter via a seasonal road maintained by year-round neighbors. The charming cottage features an eat-in kitchen with included appliances, a first-floor full bath with a no-step shower, an enclosed porch, and a spacious waterfront deck. The upstairs loft is creatively divided into two separate bedroom areas. Notable upgrades include all new windows replaced in 2023, a new well pump installed in 2018, and 100-amp electrical service. Utility costs are exceptionally low, averaging $100 per year for propane (stove) and approximately $35 per month for electricity. A massive limestone seawall was installed in 2020 to secure the shoreline, and the property is safely situated outside of the flood zone. The BEST PART of this property - it includes TWO BOATHOUSES, both featuring new metal roofs installed in 2024. These structures offer incredible potential for a custom "barndominium" conversion, guest quarters, or premium boat storage. There is plenty of parking and room to expand on the almost 1/2-acre level lot. Avoid high cliffs and flood zones with this unique, low-maintenance, affordable waterfront opportunity. It's turn-key and ready for the new owners to enjoy the summer on the water! Note: Realist 764sf is incorrect, bank appraisal says 904sf. Delayed Negotiations are on file. ANY/ALL offers will be presented at the same time, MONDAY JUNE 29TH AT NOON.