Charming Waterfront Cottage with Over Garage Duplex and tons of Income Potential! Two properties located on one parcel with public water and sewer, and separate electric meters. Enjoy your waterfront property, and use the garage suites for income! Nestled on the bank of the Black River Reservoir, the colorfully updated 3-bedroom, 2-bathroom turn key cottage offers the perfect blend of relaxation and investment opportunity. Featuring an open floor plan, the home is bright and inviting, with an ensuite primary bedroom overlooking the water. The spacious deck provides an ideal spot for morning coffee or evening sunsets, while the private dock makes boating and water activities a breeze. Renovated in 2017, this home boasts tasteful Southwestern-inspired décor, creating a warm and unique atmosphere. Open farmhouse kitchen shelving, built in wall oven, build in gas range top, a unique island, and an open floor plan for kitchen/living and dining room which affords plenty of space for guests, renters, family and friends! Two additional bedrooms and a full bath, all located on one floor! Boasting new construction, the additional two over garage suites add incredible value—offering two fully rented apartments upstairs and ample garage space below. With a strong rental history on the cottage and tenants already in place in the garage apartments, this property is a turnkey investment or an excellent full-time residence with passive income potential. Don’t miss your chance to own this waterfront gem—schedule your private showing today!