Welcome to 1364 Peppertree in Derby! Located in an in-demand neighborhood within the Lake Shore School District and just minutes from the beach, this 1,375 sq. ft. split-level ranch offers 3 bedrooms, great indoor and outdoor living space, and tons of potential to make it your own. The home features high-efficiency forced-air heat, central A/C, newer furnace, hot water tank, and A/C updated in 2021. The finished basement provides even more usable living space, complete with a bar that's perfect for entertaining and a separate office area ideal for working from home. Outside, enjoy a fully fenced backyard featuring a unique combination of an enclosed rear deck and open deck, plus a cool shed/playhouse with plenty of possibilities. A 1-car attached garage adds everyday convenience. Bring your decorating ideas and a few cosmetic updates to transform this solid home into exactly what you've been looking for. A great opportunity to build equity while making it your own in a fantastic Derby location close to the lake, beaches, shopping, dining, and more!