Located just a short distance to SUNY Cortland and downtown Cortland, this well-maintained three-unit property offers both versatility and strong investment potential. Whether you are looking to owner occupy or expand your portfolio, this property checks the boxes. The first-floor apartment features two bedrooms and one full bath, with an additional room that could serve as a third bedroom or home office. A dedicated dining room adds to the functionality and livability of the space. The second-floor unit offers two bedrooms with a similar option for a third bedroom or office, along with an eat-in kitchen. The third-floor apartment is a one-bedroom unit, ideal for additional rental income or flexible use. A partially finished attic provides bonus space, while the basement includes shared laundry and utility access for all units. Outside, the partially fenced backyard offers usable outdoor space, and the two-car garage includes a second story, providing excellent storage options. This property has been well cared for and presents a great opportunity for both owner occupants and investors seeking a solid, income-producing asset in a convenient location.