Welcome to 440 E 186th St. An exceptional investment opportunity in the heart of Belmont, offering tremendous value for both investor and owner-occupants. This well maintained multi family property features two spacious 3 bedroom apartment plus a separate 2 bedroom basement unit, creating multiple income stream and outstanding cash flows potential. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the others, this property present a unique opportunity to significantly offset or potential eliminate your monthly housing expenses. Adding to its income producing appeal, the property includes two detached garage each currently rented for $800 per month providing an additional source of steady revenue. Ideally situated in the highly sought after Belmont neighborhood, this property is just minute from some of the Bronx most renowned destinations, including the Bronx Zoo and the Botanical Garden. Residents will also enjoy close proximity to the vibrant Little Italy Bronx, celebrated for it's authentic restaurants, rich culture heritage specialty shops and lively atmosphere. Conveniently located near shopping, dining, public transportation, major highways, schools, and parks, this property combines strong income potential with an unbeatable location. Don't miss this rare opportunity to own a versatile income producing property in one of the Bronx most desirable neighborhoods.