Luxury meets waterfront living in this extraordinary FEMA Compliant Baldwin Colonial! Inside, an open-concept layout seamlessly connects the spacious living room, dining room, and kitchen. Abundant cabinetry and quartz countertops create a stylish, functional culinary space, while soaring ceilings, detailed moldings, hardwood floors, oversized windows, doors and a cozy gas fireplace add warmth and sophistication. A first-floor bedroom with a full bath offers exceptional flexibility for guests, extended family, or a private home office. From the kitchen, step onto the Trex deck and enjoy effortless waterfront entertaining, morning coffee, or peaceful sunset views. Upstairs, three generously sized bedrooms, ample closet space, and a stairway skylight create a bright and inviting retreat. The impressive PRIMARY SUITE is a true sanctuary, featuring elegant double-door entry, a walk-in closet, private terrace, and luxurious full bath with a tub and separate shower. A full basement with five-foot ceilings, concrete flooring, flood vents, lighting, and abundant storage provides valuable additional space for organization, hobbies, or future possibilities. For waterfront buyers seeking space, flexibility, and timeless elegance, this remarkable Colonial offers a lifestyle defined by comfort, beauty, and connection to the water. Schedule your private showing today and experience its exceptional setting for yourself!