Flood insurance can be grandfathered in as per Seller. Motivated Seller. This is a little treasure chest community....ALL NEW windows... 14,000 + dollars. Bring your fishing pole this great home is right across the street from the famous Truckee river. Oh and one of the two parks is also right across the street. Minutes from the USA parkway, downtown Sparks and Reno. New windows will be installed next week. New furnace, dishwasher, stove, flooring throughout, hot water tank, thermostat, Kitchen sink with touchless faucet. AC is only 2 years old. The 2nd bathroom was redone with new sink, toilet, cabinet, faucets & flooring. This residential area has so much to offer for the dues you pay. (HOA & CGID) Front lawns mowed, community well, garbage, sewer, snow removal, plus on site patrol. The community clubhouse, local market, sheriff substation, & fire dept are less than 2 blocks away. The garage has a big workbench & a small loft. The clubhouse has a year round indoor heated pool, spa ,hot tub, men & women's locker rooms with showers. A fitness center, library, pool tables, tennis & basketball courts, a huge party room with a full kitchen, bar & dance floor for all you special parties.