Don’t miss this rare opportunity to own a spacious 3-bedroom, 1-bath duplex on one of Union City’s most iconic, tree-lined streets. Brown Street is known for its classic brick row homes and timeless charm. Inside, you’ll find soaring 10’ ceilings, refinished hardwood floors, and a stylish kitchen with stainless steel appliances, stone countertops, beautiful cabinetry, and a marble backsplash. Additional features include an oversized bathroom, in-unit washer/dryer, and an on-demand hot water heater. Enjoy seamless indoor-outdoor living with direct access from both levels to your semi-private terrace and backyard. The finished lower level with a gas fireplace provides the perfect space for a family room, home office, or additional bedroom. A large private storage area and low monthly fees add convenience and value (maintenance includes sewage, common area and backyard upkeep). Rental parking is available nearby. Just one block from NYC transportation, shops, and restaurants, this home combines historic charm with modern comfort. **Special Financing Available For First Time Home Buyers, only 5% down and rates as low at 5.375%, with no PMI and no application or bank fees.**