Versatile two family home offers nearly 3,000?sq?ft of finished space on an oversize 10,413?sq?ft lot in central Ridgefield. The main residence spans the garden and main floors, starting with a bright twenty two foot living room that flows to a formal dining area and eat in kitchen. Sliding doors open to a full width covered balcony, while the ground level patio with built in brick grill adds a second outdoor room. Three bedrooms share a large full bath, and hardwood floors run throughout. The finished garden level expands living options with a second kitchen, large recreation room, full bath, laundry, and direct entry to an oversized two car garage, perfect for hobbies, storage, or indoor play. Upstairs, a self contained two bedroom apartment mirrors the open living and dining plan below and includes its own eat in kitchen, full bath, ample closets, and separate gas and electric meters. Rent immediately, welcome extended relatives, or keep a private work space without affecting the main unit. Extras include multi zone hot water baseboard heat, updated windows, a wide driveway for several vehicles, and a deep, level backyard framed by mature trees. Schools, the municipal pool, parks, shopping, and NJ?Transit service to Midtown Manhattan are all nearby. Ideal for owner occupants seeking mortgage help or investors looking for steady cash flow and future upside, 650?Edgewater?Avenue delivers space, flexibility, and long term value in one move in ready package.