Welcome to 4 Creek Lane, ideally situated on the border of Mt. Holly and Pemberton. This charming ranch-style home offers peace and privacy on a secluded street just off Rt. 206, perfect for those seeking a quiet retreat with easy access to major routes. Designed with comfort and functionality in mind, this home is ideal for a small family that loves the outdoors. Natural light fills the interior, complemented by recessed lighting with smart switches for modern convenience. Enter through the inviting mudroom featuring original pavers, which leads into a bright eat-in kitchen complete with newer soft-close cabinetry and stainless steel appliances. The kitchen flows seamlessly into the family room, where you can enjoy tranquil views of the creek in the backyard. The spacious primary bedroom includes a convenient half bath. Down the hall, you’ll find a versatile bonus room and a large full bathroom featuring dual matching vanities and a generously sized shower. Pride of ownership is evident throughout, with recent upgrades including a new HVAC system and AC unit, the addition of a Tiger Loop for the oil burner, chimney repairs, and fresh interior paint. Step outside to your private backyard oasis, perfect for nature lovers. Relax on the enclosed porch, gather around for bonfires and s’mores, or take advantage of your private wood dock backing to the Rancocas Creek. Enjoy fishing for bass and catfish or explore the water by kayak or canoe. An added bonus: the property benefits from low taxes, helping to keep overall ownership costs down. Please note that flood insurance is required; the current owners pay approximately $300/month, though buyers should perform their own due diligence for exact costs and requirements. Don’t miss this unique opportunity to own a serene, waterfront retreat with modern updates and timeless charm.