Charming home with tranquil stream & exceptional upgrades in desirable Montvale. Step into this beautifully crafted and tastefully updated 3-bedroom, 2-bathroom home, where expert craftsmanship and unique details create a truly inviting retreat. Rich hardwood floors add warmth and character throughout. A brand-new, light-filled, all season sunroom offers year-round enjoyment and scenic views of the calming backyard stream, perfect for morning coffee or evening relaxation; and makes for a wonderful dining room. The main level includes two spacious bedrooms and a full bathroom, while the upstairs primary suite is a private haven with its own beautifully updated bath. Entertain with ease at the outdoor bar or unwind in the peaceful, nature-surrounded yard. The property offers new windows, and sprinklers in both the front and the back yards. It is ideally located near the NY state line, and just minutes from NYC-bound transit, Rockland County’s Sunday shopping, and the vibrant river towns of Piermont and Nyack; perfect for dining, outdoor adventures, and weekend escapes. Rest easy knowing that while a small, wooded area at the rear of the property lies within a flood zone, the house itself and most of the land is well outside of it; the current owner has not been required to carry flood insurance, and has never experienced flooding during ownership. Come see this enchanting home for yourself!