Expansive two-family residence boasting 4 levels of finished space! The first-floor unit provides a comfortable layout featuring two bedrooms, single bathroom, formal living & dining rooms, and a well-appointed kitchen. The second comprising of second and third floors, boasts a more spacious configuration with three bedrooms, one bathroom, living and dining rooms, and a kitchen. Both units showcase modern upgrades, including recently renovated kitchens and bathrooms, and laminate spans throughout both floors. A fully finished basement with a separate entrance adds practicality and valuable living space, complete with a full bathroom and a dedicated laundry room. Each unit benefits from separate utilities for convenient management. The property includes a detached garage and a private driveway accommodating parking for three vehicles. Its advantageous location offers close proximity to various mass transportation options, ensuring ease of commuting. THIS PROPERTY QUALIFIES FOR A 30 YEAR FIXED RATE AT 5.625%/5.68% APR WITH 5% DOWN AND NO PMI!