PRICE IMPROVEMENT!! Step into this refreshed split-level gem, featuring a beautifully updated kitchen, gleaming hardwood floors, and brand-new vinyl plank flooring throughout the finished basement. Offering 3 bathrooms (one full, two half), this home is designed for both comfort and convenience. The separate entrance downstairs opens up endless possibilities — ideal for guests, a home office, for teenagers. Plus, enjoy peace of mind with a brand-new hot water heater and HVAC already installed. Move-in ready with several financing options available. This home qualifies for USDA 100% financing or the Neighborhood First Program through Ocean First Bank, offering no PMI and $4k towards closing costs. There is also a potential 10k in grant money to qualified buyers. Please check with the lender to see if you qualify. Some photos have been virtually enhanced to show furniture. Agents please read agent remarks.