**WINDOW OF OPPORTUNITY!!** "BUYER COULD NOT QUALIFY!!" Experience the ULTIMATE BAY FRONT LIFESTYLE in this exceptional DUPLEX (Owner Occupied lower floor, Vacant on upper) offering BREATHTAKING SUNSET VIEWS!! a PRIVATE DOCK with room for approx 8 BOAT SLIPS plus plenty of parking, and NEWER PILINGS and BULKHEAD for peace of mind. From the moment you step inside, the first floor welcomes you with a bright and airy OPEN-CONCEPT living and dining area featuring soaring vaulted ceiling, SKYLIGHT that flood the space with natural light, a cozy FIREPLACE, and sliding doors that open to the EXPANSIVE DECK overlooking the WATER. The spacious eat-in kitchen also offers direct deck access, creating the perfect flow for entertaining, summer gatherings, and effortless indoor-outdoor living. The over-sized primary suite complete with a private en-suite bath and plenty of room to unwind after a day on the water. A versatile BONUS ROOM offers endless possibilities—ideal as a second large bedroom, family room, recreation space, home office or easily convert back to the 2 car garage. The upstairs unit features 2 bedrooms a full bath, a large private deck where you can relax and take in STUNNING PANORAMIC SUNSET VIEWS OVER THE BAY!! Whether you’re searching for a waterfront primary residence, vacation getaway, or investment opportunity, this rare BAY FRONT HOME offers the boating-lifestyle and views buyers dream about!