This updated and versatile two-family property presents an excellent opportunity for an owner-occupant looking to reduce monthly housing costs while building long-term equity. Both units have been updated with new cabinets, quartz countertops, refreshed bathrooms, fresh paint, new flooring, fixtures and appliances. Each unit is separately metered for electricity and has its own hot water heater. The main unit features a bright, open-concept living and dining area that flows into the new kitchen. A first-floor bedroom and full bath offer flexibility for single-level living, while the upstairs bedroom provides additional privacy. Laundry for the main unit is conveniently located on the first floor. This unit also benefits from its own private paved driveway, enhancing privacy and livability for an owner-occupant. The lower-level unit is fully independent, with a private entrance and separate driveway, making it ideal for consistent rental income without sacrificing privacy. Complete with an updated kitchen, living room, bedroom, and full bath, this unit is well-suited for long-term tenants, short-term flexibility, or multigenerational living. Additional value can be found outdoors with a spacious private backyard and a two-story barn with electricity—perfect for storage, hobby space, or potential future use. Conveniently located near Milton Three Ponds and Route 16, the property offers easy access to the Seacoast, Lakes Region, major commuting routes, and outdoor recreation. A strong owner-occupied investment opportunity offering move-in-ready condition, efficient utility separation, and built-in income potential. Also listed under MLS#5088750. Agent interest.