Rare opportunity to own a beautifully situated townhouse in the sought-after Settler's Ridge community! Enjoy easy access through the covered front porch or the attached 2-car garage. Inside, a cozy living room features a propane fireplace and hardwood floors and flows into the spacious dining area. The eat-in kitchen opens to a private screened porch and a sunny composite deck, perfect for relaxation or entertaining. A large 1st floor primary suite offers a peaceful retreat and a half bath with laundry rounds out this floor. Upstairs, you'll find a spacious bedroom with an ensuite bath and an additional versatile room w/closet that can serve as a 3rd bedroom, den or home office. The huge, dry walkout basement boasts a slider and big windows, ready to be customized to your needs. Recent updates include a brand-new heating and central AC system, fresh paint, updated carpet, and some light fixtures. Standby generator. Affordable HOA fees include snow shoveling right to your front door. This is the most private location in the complex, just steps from walking trails, community garden, Pope Field, and Woodlock Recreation Area. Quick close preferred. Listing agent is owner.