Meticulous Millard 2-Story with Vinyl Siding & natural stone! 3-bed, 4th non-conforming bed, 4 bathrooms! Same owner for 20 years! Gorgeous WATERFALL and retaining wall with year-round flowers! Main level has newer LVP flooring throughout, updated lighting, Formal living and dining room! The main-floor family room has a cozy natural stone gas fireplace! Kitchen w/ new appliances, countertops, sink, faucet, & freshly painted cabinets. Second level features three bedrooms, 2 FULL bathrooms, and a conveniently located laundry room. Primary bedroom w/ walk in closet, primary FULL bath with double sinks. The finished WALKOUT lower level has a wet bar, large rec room, 3/4 bath, and HUGE 4th non-conforming bedroom, or could be the perfect theatre room! Huge fully fenced yard with 15 x15 patio, stone FIREPIT & deck! Close to schools, shopping, and parks! Agent has equity.