Beautiful waterfront home nestled just off Kiser Island Road, offering the perfect blend of timeless charm, modern updates, and the freedom of no HOA with minimal deed restrictions. Originally built with quality craftsmanship and expanded with a thoughtfully designed addition in 2002, this 3-bedroom, 3-bath home features an open floor plan with soaring vaulted ceilings, hardwood floors, and a dramatic wall of windows that fills the living space with natural light while showcasing peaceful lake views. The spacious kitchen is appointed with custom cabinetry, granite countertops, stainless steel appliances, a center island with sink, tile backsplash, and abundant cabinet and counter space. The open dining area flows seamlessly into the great room, creating an ideal space for everyday living and entertaining. A loft overlooking the main living area provides flexible space for a home office, reading nook, or additional living area; currently used at 3rd bedroom. Recent improvements offer exceptional value and peace of mind, including a new roof (June 2026), new crawlspace insulation and dehumidifier, and the septic system pumped in April 2026. A lake-fed irrigation system helps maintain the beautifully landscaped yard while reducing water costs. Offering additional flexibility, the property provides room to expand or add an attached garage, with previous architectural plans available for buyer review. Enjoy the serenity of Lake Norman waterfront living with mature trees, lush landscaping, and inviting outdoor spaces perfect for relaxing or entertaining. Conveniently located just minutes from shopping, dining, and marinas, this property offers the ideal combination of privacy, comfort, and convenience. Whether you're searching for a full-time residence or a weekend retreat, this beautifully maintained waterfront home is ready to welcome its next owner.