Situated within the desirable waterfront community of Silver Creek Plantation, which provides direct access to the White Oak River, it is time for you to dive into this rarely available opportunity! With its idyllic fenced-in backyard, thoughtfully-designed 3 bedroom, 3.5 bathroom layout, and coveted neighborhood amenities, this home will elevate your everyday living experience. Inside, you are welcomed by natural light throughout the large primary living area, which centers on a charming double-sided brick fireplace shared with the versatile office/flex room. The first floor also features a generous primary bedroom with trey ceilings and an ensuite bath that includes double closets, a whirlpool tub, and a standup shower. A second bedroom and full bathroom round out the downstairs main living spaces. Further, the eat-in kitchen offers a breakfast nook and has ample countertops and cabinetry, along with a shared pantry/laundry closet. For larger gatherings or special occasions, the kitchen flows seamlessly into the formal dining room for easy entertaining. Upstairs, the third bedroom, located above the garage, offers privacy and includes its own full bathroom. Additional highlights of this home include a heated/cooled sunroom; a conditioned two-car garage with a half bathroom, a plumbed workstation, and a utility closet; and plentiful exterior parking with both a traditional and circle driveway. Outside, the beautifully landscaped backyard truly is a private oasis year-round, featuring an in-ground heated swimming pool, hot tub, gazebo, koi pond, and both an open and enclosed deck. What's more, the neighborhood provides its residents with exclusive amenities that include a private boat ramp, day dock, and scenic picnic areas, all of which help you capture those tranquil waterfront sunsets. Just ten minutes from the Crystal Coast beaches of Emerald Isle, this home is located in the Croatan School District, benefits from low HOA dues, and has no city taxes/is X Flood.