Lot 40 in Surf City's premier Accolade community presents a rare opportunity to build your custom coastal home in one of Topsail Island's most exclusive neighborhoods. This elevated homesite offers views of both the Atlantic Ocean and the Intracoastal Waterway, with quick and convenient access to Surf City's pristine beaches—all within Accolade's thoughtfully designed, master-planned setting. Located in an X flood zone, the lot sits high and allows for full ground-level living space and bathrooms, with no required flood insurance, providing added flexibility and long-term savings. Designed for luxury coastal living, Accolade features resort-style amenities including a private community pool with waterfall, tanning ledge, and in-water seating, as well as an open-air cabana with restrooms, outdoor kitchen, grill, refrigerator, ice machine, and a cozy double-sided fireplace. Scenic walking paths, lush landscaping, and mature live oaks create a serene yet connected environment. Just minutes from downtown Surf City, residents enjoy easy access to boutique shopping, waterfront dining, and endless coastal recreation.