This Harbor Oak floorplan 4 bedrooms 3 full bathrooms offer an exceptional opportunity to own a thoughtfully designed home in a highly desirable coastal community. The welcoming foyer opens to an elegant formal dining room, setting the tone for both everyday living and entertaining. The main level features a wide open-concept layout highlighted by a gourmet kitchen with quartz island, butler's pantry, stainless steel appliances, and abundant storage. The kitchen flows seamlessly into the living room with fireplace, creating an ideal gathering space. A full guest suite on the main level adds flexibility for visitors or multigenerational living. Upstairs, a spacious loft provides versatile use as a second living area, home office, or media space. The laundry room is conveniently located on the second floor. The owner's retreat includes a private sitting area, luxurious en-suite bath, and a large walk-in closet. Two additional bedrooms share a full bath, and an airy balcony enhances the upper level. Outdoors, enjoy a large fenced backyard that is private, low-maintenance, and ideal for entertaining, pets, or outdoor recreation. The home also includes a Smart Home Technology Package for modern convenience. Residents enjoy waterside community amenities, including a pool and clubhouse, pickleball and multi-sport courts, playground, sand volleyball, and a community fire pit. Located in Surf City and within the Topsail School District, known for some of the highest-rated schools in the area. Just minutes to the beach via the Surf City Bridge (walk, bike, or golf cart), close to dining, breweries, shopping, with easy access to Wilmington and Camp Lejeune.