Water views, boat ramp access, AND priced below comparable homes. This beautiful home delivers coastal living value that's hard to find and it's not located in a flood zone. - Classic brick home with a large southern porch, TWO large garages and water views of the White Oak River. The boat ramp has easy access to the Intracoastal Waterway. Enjoy morning coffee and evening breezes from the full-width front porch, or relax on the expansive screened back porch overlooking a backyard with flower beds and a covered grilling space perfect for entertaining. - A standout feature is the rare 24x24x12 fully insulated detached garage with 60-amp service, ideal for boat storage, a workshop, hobbies, or additional vehicles, plus a separate 2-car attached garage for even more flexibility. - Inside, warm wood floors, spacious rooms, and a large living area provide a comfortable layout ideal for everyday living and gatherings. The bright eat-in kitchen captures peaceful water views.Residents enjoy White Oak Bluff community amenities including a boat ramp, fishing dock, and picnic area. Everything you need to embrace the coastal lifestyle.