Welcome to 98 SE 43rd Street on Oak Island. Positioned on a direct beach access road and convenient to Middleton Park, local dining, entertainment, and the Atlantic Ocean, this five-bedroom retreat is ideally located within the highly desirable X flood zone--offering an exceptional blend of lifestyle, flexibility, and long-term value. Each of the five bedrooms features its own private bathroom--an increasingly sought-after amenity for both guests and vacation rental performance. The thoughtfully designed floor plan provides ideal separation across all levels, with one bedroom on the ground floor, one on the main living level, and three on the top floor--well suited for multi-generational living or maximizing rental occupancy. A ground-level recreational room offers additional space for sleeping, games, or gathering. Designed with entertaining in mind, the main living area features an open-concept layout filled with natural light and sliding doors that lead to a screened-in deck. The impressive 12' x 25' pool with coconut spa creates the perfect setting for relaxing after a day at the beach. A three-stop elevator provides seamless access to all levels, enhancing comfort and convenience for owners and guests alike. Whether you're seeking a private coastal escape, an income-producing property, or a combination of both, this Oak Island home delivers.