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4639 Harbor View Terrace, 
Morganton, NC 28655

$925,000


4

Beds


3

Baths


3,542

Sq Ft


Single Family


Virtual Tour

Active

Listed by

Carmyn Shugart

True North Realty

Last updated:

May 29, 2026, 01:26 PM

MLS#

4367035

Source:

CH

About This Home

4639 Harbor View Terrace

If you’ve been looking for space, privacy, and proximity to Lake James… this one checks all of it. Set just second row from the lake and located in one of the most sought after developments on Lake James, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains. Upstairs, the main level living space feels open but intentional. Tall ceilings, built-ins, and a dining area framed by classic columns. The kitchen sits just off to the side with windows made for slow mornings, quiet conversation, and a peaceful start to the day. Both the living room and primary suite open onto the newly updated TREX deck, extending your living space outdoors and creating an easy indoor-outdoor flow. The primary bedroom features an en-suite bathroom with a dual vanity and glass walk-in shower. An additional full bath, laundry room, and two extra bedrooms complete the main level. Downstairs, flexibility really shows with a full second setup. A spacious living area, second full kitchen, dining space, bedroom with ensuite bath, craft room, a separate bonus room used as a bedroom, and walk-out access. Ideal for guests, multi-generational living, or potential income. A rare opportunity to enjoy privacy, functionality, and mountain living just moments from the water. This is the kind of place you look forward to coming home to.

Home Facts

Single Family

3 Baths

4 Bedrooms

Built in 2003

Price Summary

925,000

$261 per Sq. Ft.

MLS #:

4367035

Last Updated:

May 29, 2026, 01:26 PM


Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

3

Interior

Living Area:

3,542 Sq. Ft.


Structure

Structure

Building Area:

3,542 Sq. Ft.

Year Built:

2003


Lot

Lot Size (Sq. Ft):

35,719


Finances & Disclosures

Finances

Price:

$925,000

Price per Sq. Ft:

$261 per Sq. Ft.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.