This waterfront home features a 3-bedroom, 2-bath upstairs main house with a sunroom and new deck plus a 1-bedroom, 1-bath downstairs apartment with a full kitchen and deck. There is also a 2-car garage. The kitchen was updated in 2019, and both upstairs bathrooms were renovated in 2021 with granite countertops, ceramic tile showers and backsplash, stainless steel appliances, and an LP gas range. A Southeastern elevator services all floors. Outside, there's a 260' x 4' Hog slat pier with aluminum ramp, 12' x 8' floating dock, and a Tide Tamer 10,000 lb cradle boat lift (installed 2013, new dock in 2019). The home is equipped with a 20K Cummins Onan whole-house generator (150-gallon LP tank), solar hot water heater with electric backup, and a separate electric water heater for the apartment. HVAC systems are updated, with the upstairs unit replaced in 2016 (new coil in 2022, motor replaced under warranty in 2025) and the downstairs unit replaced in 2021. Additional features include a Kinetico water softener, tinted windows, PVC fenced yard, outdoor shower, exterior storage, and mature fruit trees including fig, pear, blueberry, plum, persimmon, tangerine, lemon, and pomegranate. Enjoy views of Calico Creek, Crab Point Bay, Haystacks, Phillips Island, and the ICW, with quick boat access to the Newport River, Morehead City Ports, and Beaufort Inlet. Conveniently located within walking distance to parks, churches, the Calico Creek Boardwalk, and just minutes from downtown and the beach.